There are no refund advance loans available at this time. If TurboTax offers refund advance loans for 2022 returns it will be during January to mid-February. The loan has to be offered to you; you cannot apply for it. And the money is not issued until your e-file is accepted by the IRS.
https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/offer-details-disclosures-ref...
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