After you file

agree with @VolvoGirl - the product is VERY expensive for the convenience.  

 

Let's say you are expecting a refund and your Turbo Tax fees are $100.

 

if you pay with your credit card and pay the interest on that credit card of 30%, that is only $2.50 per month. 

 

Let;s say it takes 2 months for your refund to arrive and you use it to repay the credit card.  

 

The interest on the credit card is $5.00 while the convenience fee to have the turbo tax fees netted from your refund is $40.

 

Multiply that $40 by the TWELVE MILLION times SBTPG provides this service for Turbo Tax and its competitors each year, and we are all helping SBTPG rake in $480 MILLION per year !!!! (the 12 million is documented in Green Dot Bank's SEC filing).