Since you mention $39 for processing that is only when you select to have the fees deducted from your refund. That is the only processing fee there is. There is no processing fee if you pay the fee upfront with a credit card. Or did you do a state refund? State could have been $39.
How did you pay the fees? Did you use a credit card? If Turbo Tax took it directly out of your bank account that would have been because the IRS delayed your refund and Turbo Tax couldn't take the fees out in time.
