After you file

The IRS will send the money to the bank account you listed  HOWEVER  the bank will probably refuse the deposit since your name is not on the account.  If that happens then the IRS will convert it to a check mailed to the address on the return ... this process could take as much as a couple of months.  

 

Check with CASHAPP  and watch the IRS site to see when the refund is released :  https://www.irs.gov/refunds