@Slbsr When you file an amended tax return the IRS never pays the refund by direct deposit. The IRS will only mail a check to the address on your Form 1040X, so you must have some sort of misunderstanding about your amended return. If you truly amended and sent in a 1040X, there could not be any involvement at all with the third party bank.
Even during “normal” times it takes about four months for the IRS to process an amended return. During the pandemic and due to the severe backlog at the IRS it is taking much longer—six months or more for many amended returns. Do not expect quick results from amending. When the IRS issues a refund for an amended return it will be by check. They do not make direct deposits for refunds for amended returns. You can watch for information here:
https://www.irs.gov/Filing/Individuals/Amended-Returns-(Form-1040-X)/Wheres-My-Amended-Return-1
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
