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After you file
You do have a choice. You can pay the fees upfront with a credit card or have the fees deducted from your refund for an extra $40 Refund Processing Service charge (45 in California).
If you pay with a credit card your refund comes directly from the IRS. If you have the fees deducted then it goes through the 3rd party bank which costs more and may add a day or two.
May 3, 2022
3:39 PM