Yes, you will have to amend your previous returns to get a refund on the penalty paid if you didn't have an excess contribution left in the account. You have three years from the date you filed your return or two years after you paid the tax due (whichever is later) to file an amendment. Please see How to amend (change or correct) a return you've already filed
For 2021, 2020, and 2019 please follow these steps to remove the excess contribution:
- Click on "Search" on the top right and type “IRA contributions”
- Click on “Jump to IRA contributions"
- Select “Roth IRA”
- Continue until the "Enter Excess Contributions" screen and delete the total excess contribution that was carried over.
For 2018 delete the Roth contribution, since it seems this is what triggered the excess contribution in 2018.
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