The fees are shown to you. If you want the fees deducted from your refund there is an Extra $40 Refund Processing Service charge (45 in California).
If your refund deposit is still less after the fees then the IRS might have adjusted your return and sent less. How much is missing? A common reason is you claimed the Recovery Rebate Credit on line 30 or too much Child Tax Credit on line 28 but the IRS had already sent it to you.
