If your refund is short $2,800 then the IRS has records that show you were sent the 3rd stimulus payment so they removed the $2,800 Recovery Rebate Credit.
If you checked your bank account in the March - May 2021 timeframe and there is not a $2,800 EIP3 payment from the IRS then go to this IRS website for how to start a trace on the payment - https://www.irs.gov/newsroom/questions-and-answers-about-the-third-economic-impact-payment-topic-j-p...
