After you file


@Herbie01 wrote:

IRS said my federal tax refund was deposited on 2/24/2022.  But my bank has no record of the deposit.  My state tax refund was correctly deposited to my account.


No, the IRS website would have indicated the refund was Sent on 02/24/2022, not deposited.

The IRS website would have also stated - 

If your refund is not credited to your account by March 1, 2022, check with your bank to see if it has been received