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After you file
Yes ... if you had read the fine print in the agreement you had to sign you will see that SBTG is a processing bank that can (and will) collect for a variety of different things for a 2 year period after you use them. When I worked at one of the Big Tax Prep companies that dealt with the RAL's and RAC's I always pointed this clause out and highlighted it ... it showed where all the processing banks collected for each other so if you got a loan from another bank (or the same bank) and defaulted on the loan or fees in the past 2 years then they will grab the unpaid debts from the current year refund.
Save a PDF of the return to see the full banking agreement ... log in and scroll down and click on ADD A STATE to let you back in then click on PRINT PENTER to save a PDF with the worksheets ...