ErnieS0
Expert Alumni

After you file

No. The IRS will not give you a Recovery Rebate Credit if you report an amount that is different from your letter.

 

The IRS says there are several possibilities for why your account shows you were issued a third Economic Impact Payment even though you did not receive one.

  • You were issued an EIP Card and inadvertently discarded it not realizing it was your Economic Impact Payment. You may request a free replacement through MetaBank® Customer Service by calling 800-240-8100 and following the prompts for a lost or discarded card. Please see the Economic Impact Payment Information Center — Topic E: EIP Cards for more information.
  • Your payment was made to a bank account or address you shared with a spouse. 

See How do I request a Payment Trace to track my third Economic Impact Payments?

  • If your payment was returned by the post office or financial institution and hasn’t been credited back to your account yet. 
  • If none of the scenarios above apply and you never received your payment even though your online account or letter show it was issued to you.

For more info: 2021 Recovery Rebate Credit — Topic G: Finding the Third Economic Impact Payment Amount to Calculate...

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