Tax year 2021 is not even over yet, and will not be over until midnight on December 31. You still need your 2021 W-2's and any 1099's that will show your income for 2021. Those will not be issued until late or the end of January. The tax forms are not ready yet. The IRS will not begin to accept e-files until late January or even early February. The refund loan is not given to you until the IRS accepts your e-file. That cannot happen until the IRS begins to accept e-files.
Being in such a hurry to file and get a refund is never a good idea---it leads to filing incorrectly without all of your information and to waiting months to amend mistakes that you should not have made in the first place. Be patient and file correctly when all of your information is in order and the tax forms are ready.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
