After you file

Then if they do take the fees out of your bank account they won't take them out of your refund when it finally comes.  Except maybe the extra $40 processing charge.  

 

and Turbo Tax says......

We understand that these are unprecedented times and we’re committed to helping our customers who are experiencing hardships. If you’re in need of assistance, call us by the Tuesday prior to your debit date at

1-888-808-1723 to speak with a trained specialist and mention “auto-debit”, or visit TurboTax Support.