After you file

@SChing  Did you have the Turbo Tax fees deducted from your refund?  Then it goes though another bank to take the fees out.     When did the IRS send your refund?  You may still get it Direct Deposit to your bank account.

 

And a refund can not go to a bank if your name is not on the account.  The bank will reject it and send it back to the IRS.   If the bank rejects your deposit the IRS will mail a check to the address on your return.