TT never handles your refund at any time and when did you file the 2019 return and how did you file it ?
If you mailed in the 2019 return after 10/15/2020 then the IRS will either mail you a check to the address on the return or direct deposit it to the account listed on the 1040 page 2. The third party bank would not be involved since you didn't efile the return.
