After you file

@TobyR Sorry----I do not work for TurboTax and have no stake in defending the refund processing fee.   In fact I wish that users would not agree to it or that they would read more carefully before they do agree to it.   It ends up costing people an extra $40 ($45 in CA)  to use that service --- it is better to pay the fees upfront using a credit or debit card.   Yours is another unfortunate cautionary tale for others-----READ what you are agreeing to when you prepare your return to avoid this situation.    

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**