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After you file
If the IRS sent you a letter saying you owe then you are not getting a refund anymore. They changed your return. So there is no refund to take the fees out of.
See What if the IRS reduces your refund or delays it.
And, Why you got charged,
You should have received about 4 emails asking for the fees. If you don't pay they will debit your account. You had to agree to it.
‎April 21, 2021
9:15 PM