After you file

See this TurboTax support FAQ for information on the debit from your bank account - https://ttlc.intuit.com/community/charges-and-fees/help/why-was-my-bank-account-auto-debited-for-tur...

 

The TurboTax account fees were paid so you will not pay those fees again.  The processing fee from SBTPG of $40 will still have to be paid when they process your federal tax refund.  They will deduct their fee and then direct deposit the federal tax refund into your account.