Refunds happen when you pay more in tax during the year through withholding and/or estimated tax payments) than your actual tax liability.
There are no guaranteed refunds for taxpayers over age 65. In fact, many retired persons owe tax because then don't have enough money withheld from their pensions and social security.
The IRS does give seniors a higher standard deduction so less of your income is taxable.
There was no age limit to the stimulus payments. If you did not receive your stimulus last year because you normally don't file taxes, the IRS recommends filing to get your stimulus payment.
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