After you file

No the recovery rebate credit is based ONLY on your 2020 income.  It is not based on 2019.  They used 2018 or 2019 returns last year when they had to get those checks out in a hurry.  But the stimulus checks were an advance on the credit you can get on your 2020 tax return.  If you are eligible based on your 2020 income, you get the money.

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