Once the return has been accepted by the IRS, if you have applied for the advance then the bank for the credit card will determine if they are going to do the advance or not. Being pre-qualified does not guarantee the advance will happen. Within 24 hours of acceptance, if you are approved for the advance, then the money should be on the card. If you are not approved for the advance then you will not get any of the money until the IRS releases the refund. All of that is in the fine print of the contract you signed.
