After you file

@ anhernando52 

If you are using the desktop product, the info above by @TerukoL  about checking your online account won't apply to you.  That answer was for Online TurboTax.   The title of this thread is about TurboTax desktop (CD/download), so in this answer I'll assume that you have the desktop product since you are in this thread.

When using the desktop product, first of all it's important to know if you are efiling a state return, and are needing to pay a $20 state efile fee.

Secondly, what is it charging you $45 for--Audit Defense or for Premium Services (a California product that includes Audit Defense and the "pay out of refund" option)?

Thirdly, it's important to know if you are a California filer or not in order to figure out what your $45 service fee is for.   If you are in California, and if you chose to pay TurboTax fees out of your Federal refund, it will automatically add "Premium Services" for $45 which includes Audit Defense as a side benefit.   If you are in California, and it has added "Premium Services", then paying with credit/debit card instead of paying out of refund "should" automatically remove Premium Services (and thus the included Audit Defense and $45 service fee) when you continue past that screen.

If you are not in California, and if it's trying to charge you for Audit Defense at $45 that you don't want, you need to manually remove Audit Defense.  We can tell you how to go back and remove Audit Defense from your order.  Click on the REVIEW tab, then go to the Audit Protection subtab.  Go past the Audit Risk Meter until you get to the screen below where it can be removed.

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