After you file

Yes you can amend your return AFTER the first return has fully processed and you have the original refund in hand.

 

Next, she can MAIL in a 2020 return anytime to get any refund due her AND the stimulus money.  She doesn't need to wait for your amended return to be processed months from now. 

 

Lastly,  as for the unknown future stimulus check ... no one can say what will happen.