After you file

@Tammyred69  You say your spouse gets disability.   It is not the order of your names that is keeping you from getting the savers credit.  That has nothing to do with it.  It might just be the total amount of your joint income.

 

https://ttlc.intuit.com/community/credits-and-deductions/help/what-is-the-saver-s-credit/00/25877

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