You might be looking for the wrong thing if you are looking for a 2020 transcript. No one has filed a 2020 tax return. The last tax returns filed were 2019 returns ---which were filed in 2020. Look for a 2019 transcript.
You will have to ask the lender what they will accept.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
