After you file

TurboTax does not receive your refund EVER.  If you chose to have your fees deducted from your refund it goes through a third party bank that extracts your fee and sends the rest to you.

You mentioned 90 days--are you under review by the IRS?  That is common and could happen to anyone. The IRS is reviewing lots of returns as a measure to prevent fraud and identity theft.  That has nothing to do with your use of TurboTax software.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**