After you file

@fanfare @Critter-3

Thank you both for your comments.    The problem is TurboTax is erroneously making me twice for the refund (I think).  Line 20 shows I owe an extra $2000.  I'd be okay with paying that but then I should still have $5000 refund to apply to 2020 estimated taxes.   BUT -- Lines 20 and 22 (amount applied to 2020 estimated taxes) are ALSO reduced by $2000 and that shouldn't be.   If I follow what TurboTax is doing I would pay twice.    If I'm going to pay the extra $2000 now, shouldn't I still have the full $5000 refund to apply to 2020?