If your federal refund is not enough to cover the fees AND the extra refund processing fee of $39.99 ($44.99 ind CA) that pays the third party bank that extracts your fees and sends the rest of the refund to you, you cannot choose that option. You have to pay upfront using a credit or debit card.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
