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After you file
FYI - The IRS has started paying interest on Refunds. I think even if they haven't paid the refund yet. See IRS notice August 18, 2020
https://www.irs.gov/newsroom/13-point-9-million-americans-to-receive-irs-tax-refund-interest-taxable...
‎September 14, 2020
10:56 AM