Thanks @SForrestLO, I was just confirmed that for my specific case, it is not my federal tax refund, it is the stimulus check. I am still waiting for my federal tax refund.
This is what I got in my bank account:
ORIG CO NAME: IRS TREAS 310
CO ENTRY DESCR: TAX REF SEC
See:
"Not everyone is eligible for a stimulus check. If you are a single filer that earns more than $75,000 then your $1,200 payment will be reduced by 5% of the amount over $75,000. If you make more than $99,000 then you won’t be eligible for a check.
Joint filers will get $2,400 if they earn less than $150,000 and that amount drops to zero if they earn more than $198,000. You get an additional $500 for each dependent child, which is also subject to the same 5% reduction rule."
https://www.forbes.com/sites/jimwang/2020/04/15/where-is-my-stimulus-check-how-to-check-the-status-o...
