I was not in any way trying to put you "in your place." The question about your fees was a legitimate question we often need to ask since when the user does get the fees deducted from their refund, the IRS has banking information for the third party bank---which of course is an unfamiliar account number to the user.
Another possibility is that somehow the refund went to an incorrect bank account. If that happens, the bank rejects the deposit and sends it back to the IRS. Then the IRS issues a paper check and mails it out to the address on the tax return.
Unfortunately, TurboTax cannot trace your refund for you. The IRS does not give TT any information at all after you file the return. TurboTax cannot legally intercede with the IRS on your behalf. Only the IRS can tell you what they did with your refund.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
