KrisD15
Expert Alumni

After you file

If this is the loan you took out to purchase the house, it is only an original loan, even if it changed lenders (was sold to a different bank).

In this case the answer is No.

If you took out a loan, and then you went to the bank and "Refinanced" (ended the first loan and took out a different loan OR kept the loan but pulled out cash), making the loan larger) then you would answer Yes. 

 

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