After you file

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@skepticalboomer wrote:

The file Tab gives me 4 options: File - Print/Save - Final Steps - Check e-File Status.

The File option I select "File Federal Only", which then gives me two options: "e-file" or "File by Mail" (two radio buttons).  I select e-file, and get two radio button options: "e-file my federal return now" and "do not e-file my federal return now, I'll do it later"

I am reluctant to select "e-file my federal returns now".

Nowhere have I been given an option for direct deposit.  When I look at that section on the pdf, it has X's in all the blanks.

 

Please advise

 

 

 

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So you are using the TurboTax desktop CD/Download editions and not the online editions.  What is shown on the PDF of your Form 1040 for the routing number and account number will be X's until the bank information is entered, your tax return has been filed and then accepted by the IRS.  Then the number will be shown on the Form 1040 Lines 27b and 27d.

When you have a tax refund and are using the desktop editions, you select how you want to e-file your tax return.  Choose E-File my federal return now.  The next screen asks how you want to receive your tax refund.  Select Direct Deposit

See screenshot