One way to prevent the situation you experienced this year would be to pay TurboTax upfront for your tax return instead of paying the extra $39.99 for the refund processing and the delays that can ensue. And instead of using a "card" for your refund and dealing with all the restrictions that are entailed with the card, before next year open an actual bank account to which you could send a direct deposit. Just some suggestions, since you asked.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
