After you file

Where’s my refund? Been using TurboTax for years and it’s always been efficient and the latest I’ve received my refund was 11 days from date of filing and that was last year. What’s going on this year?  What’s taking so long? IRS accepted my refund on 1/27. So why hasn’t the bank out of California processed my refund? Won’t be using TurboTax next year nor will I recommend it.