By "IRS says" are you referring to the IRS "Where's My Refund" tool?
Did you efile, and has your Federal return been accepted?
If you used Online TurboTax, log in to your Online TurboTax account and look at the Tax Home page. Does it show the return has been accepted, or did you get an email notifying of such?
You cannot use the IRS "Where's My Refund" tool until 24 hours after an efiled return has been accepted.
When using the IRS tool, also be sure to enter just the Federal refund amount and not any total refund amount that includes a state refund. The amount to use is shown on your Federal Form 1040, Line 21a.
And if you paid any fees out of the Federal refund, use the amount before any fee deduction.
