CHIME BANK

Has anyone ever used “Chime Bank” or “The Bancorp Bank” I have been using them for about a year to get my regular paychecks which are always two days early and was wondering if it is the same for tax returns? From what I’ve been reading on post that are like two years old is that people never receive their tax returns the day that sbtpg releases them into their Chime account. Kind of worried because i will be traveling this day and was counting mainly on my refund for that to be comfortably possible.