You do not get the loan until the IRS accepts your return. The IRS is not accepting returns until January 27 at the earliest
https://www.irs.gov/newsroom/irs-opens-2020-filing-season-for-individual-filers-on-jan-27
Please read this thoroughly and click on the relevant links:
https://ttlc.intuit.com/community/refunds/help/about-refund-advance/00/27333#sh-collapse1
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
