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After you file
Your 48 hours have not passed yet ... 8pm on the 14th means they have until 8pm on the 16th.
Why haven't I received my Refund Advance after 48 hours?
You’ll receive your Refund Advance within 48 hours of the IRS accepting your e-filed return. This differs from 48 hours from when you e-filed your taxes through TurboTax or selected that you wanted Refund Advance. The IRS usually begins processing and accepting e-filed returns in late January.
January 16, 2020
7:40 AM