No. that does not mean your refund is "pretty much going to be approved." ONLY the IRS approves of a refund.
If your refund is not approved you have to re-pay the loan to TurboTax.
Not sure what you mean by "pre-qualifed" -- TurboTax does not say that to you.
REFUND ADVANCE
Last year for 2018 returns, certain qualified users were offered refund advance amounts on prepaid Visas at the time of e-filing, predicated on the amount of the refund and their returns being accepted by the IRS. But it had to be offered--there was no way to opt in by request. If they offer a similar program for 2019 returns, do not expect to see it until January. Since a return cannot be e-filed and accepted until the end of January, you could not receive a loan until early February at best.
https://ttlc.intuit.com/community/refunds/help/about-refund-advance/00/27333#sh-collapse1
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
