You enter banking information in the last step of the FILE section--which you cannot get to unless all of your forms are ready to file. Click on Review to see which forms you might be waiting for. And if you file without entering any banking information, the default for your refund is a check mailed to you by the IRS.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
