Not sure how "new" you are are to independent contracting. If you are not having any tax withheld by an employer, then when you file a tax return you are going to OWE self-employment tax for Social Security and Medicare, as well as ordinary income tax. Tax refunds come from having more than enough tax withheld and/or refundable credits---which we do not know if you are eligible to receive.
https://ttlc.intuit.com/questions/2902389-why-am-i-paying-self-employment-tax
https://ttlc.intuit.com/community/self-employed/help/what-is-the-self-employment-tax/00/25922
https://ttlc.intuit.com/questions/1901110-do-i-need-to-make-estimated-tax-payments-to-the-irs
https://ttlc.intuit.com/questions/2903027-how-do-i-report-income-from-self-employment
https://ttlc.intuit.com/questions/3398950-what-self-employed-expenses-can-i-deduct
https://ttlc.intuit.com/questions/1901340-where-do-i-enter-schedule-c
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
