Using Deluxe does not not force you to use direct deposit--not sure why you think that. You have the same choices for how to to receive your refund as with any version of the software. You can choose to have a check mailed to you or have it put on a pre-paid card, or direct deposit. If, however, you are choosing to have your TurboTax fees deducted from your refund, you cannot choose to have a check mailed to you. If you choose to have the fees deducted be aware that there is an EXTRA refund processing fee of $39.99 ($44.99 in CA) to do that. You can avoid that fee by paying TurboTax upfront using a credit card.
But do not try to send your direct deposit into someone else's account. If you do, the bank will reject the deposit and send it back to the IRS. The the IRS issues a paper check and mails it to the address on your return. That will delay your refund by two weeks or even longer.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
