Hello @haujod !
Great question. Love to see people planning ahead on their taxes!
Basically, deductions and credits are handled completely differently. You don't need to worry about losing out on any of your credit, because any portion of it that cannot be used (i.e. that exceeds your tax liability for the year) will be carried forward to be used against next year's tax liability. If your tax liability is usually very low or 0 (you can find it on line 24 of your Form 1040), then from a tax perspective it MAY make sense to ease up on the charitable donations, since you have this significant credit available to offset any tax liability.
I hope this answer helps you! Please respond here if you have further questions.
Best,
Adam, EA
TurboTax Live Expert
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