Did you already submit your return? Or was it accepted yet? If it is accepted already, you can't change it now - The IRS will send your refund via check to the address on your return. If the return has not been sent or it was rejected, you can still add your routing number and account number. You do not need to enter your bank user name or any passwords to use direct deposit. I think you may have been in a different section. Go through the filing steps (FILE menu up top) to update your direct deposit info if you have not filed and your return accepted yet.
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