@xmasbaby0 I'm starting to understand this now, thanks for the detailed reply.
My beef is more from the user experience perspective, TT should start off NOT giving that credit and then when you enter the info from the 6475 letters add a credit if there is any credit.
TT is making the assumption that no one received the 3rd stimulus which is the more rare case as opposed to common. This presents an inaccurate picture of the refund calculator until you are literally at the last steps before filing.
Bad user experience
