I have two 1098 forms this year, one from original mortgage in 2015 and the other from refinanced mortgage in 2021. If I followed the EasyStep instructions in TurboTax to enter both forms, I only get mortgage interest deduction up to $750k of the loan because of the new loan from refinance in 2021. But I believe I should have mortgage interest deduction up to 1M of the loan since the original loan started in 2015 and this new loan is just refinanced mortgage.
I'm probably ok for this year if I combine those two 1098 forms by following the "TurboTax Help" instructions at
https://ttlc.intuit.com/community/loans/help/what-do-i-do-if-i-have-multiple-1098s-from-refinancing-...
But what can I do next year if there is only one 1098 form from the refinanced mortgage? How can I enter the original loan started in 2015 and show that my mortgage interest deduction can go up to 1M loan again?
Does anyone have ideas? Maybe I misunderstand something.
