@VolvoGirl thank you for your detailed explanations! Even though I marked my original post as Not a Question, it is becoming a question. I'll have to go into details because I am still uncertain what is going on. (It's frustrating because I thought it was clear 30 minutes ago.)
I have been incredibly careful in reviewing what deposits have gone into our accounts. I know that we have received only two stimulus checks. I have decided to go to the IRS link you provided to see what it shows. When I go to that link it presents me with a button that says, "Sign in to your Online Account") I do not recall ever haven't gone to that website to create an account. What account are they referring to?
