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@VolvoGirl  no I haven't mailed the return yet. I filed my return without the 1099-NEC form and got a refund estimate. 

 

If I understand you right, if I amend my return, the estimate that Turbotax is the difference that I would need to pay back (e.g. if I had about $4k in refund earlier and after amending it, Turbotax showed me a payment of $2k, then this $2k is from that $4k original refund)?